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HMO Mortgage Rates July 2026

75% LTV

4.33% Fixed (Payrate) for 2 Years
    • 3% Lender Fee
    • HMO Limited Company
    • Remortgage Green Product
    • Interest Only Available
    • Standard rental stress of 125% at 6.33%

Subject to status and further lending criteria apply

75% LTV

5.44% Fixed (Payrate) 2 Years
    • £1,499 Lender Arrangement Fee
    • HMO Limited Company
    • Remortgage Green Product
    • Interest Only Available
    • Standard rental stress of 125% at 7.44%

Subject to status and further lending criteria apply

75% LTV

5.18% Fixed (Payrate) for 5 years
    • 1% Arrangement Fee, Free Valuation
    • HMO Limited Company
    • Landlord experience required
    • Purchase Green Product
    • Standard rental stress of 125% at 5.68%

Subject to status and further lending criteria apply

75% LTV

4.40% Fixed (Payrate) for 5 years
    • 3% Fee, Free Valuation, Free Legals
    • HMO Personal Borrower, EPC A-B
    • Landlord experience required
    • Remortgages
    • Standard rental stress of 125% at 5.00%

Subject to status and further lending criteria apply

75% LTV

4.50% Fixed (Payrate) for 5 years
    • 3% Fee, Free Valuation, Free Legals
    • HMO Personal Borrower
    • Remortgages
    • Landlord experience required
    • Standard rental stress of 125% at 5.00%

Subject to status and further lending criteria apply