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HMO Mortgage Rates April 2025

75% LTV

4.59% Fixed (Payrate) for 24 months
    • 3% Fee, Free Valuation, £299 Booking Fee
    • Limited Company Borrower
    • Purchase & Remortgage
    • Interest Only Available
    • Standard rental stress of 130% at 6.59%

Subject to status and further lending criteria apply

75% LTV

6.09% Fixed (Payrate) 2 years
    • Nil Fee, Free Valuation, £299 Booking Fee
    • Limited Company Borrower
    • Interest Only Available
    • Landlord experience required
    • Standard rental stress of 130% at 8.09%

Subject to status and further lending criteria apply

75% LTV

5.69% Fixed (Payrate) for 5 years
    • Nil Lender Fee
    • Limited Company Borrower
    • Landlord experience required
    • Interest Only Available
    • Standard rental stress of 125% at 5.69%

Subject to status and further lending criteria apply

75% LTV

3.94% Fixed (Payrate) for 5 years
    • 3% Lender Fee, Free Valuation, Free Legals
    • HMO Personal Borrower, EPC A-C
    • Landlord experience required
    • Remortgages
    • Standard rental stress of 125% at 5.00%

Subject to status and further lending criteria apply

75% LTV

4.04% Fixed (Payrate) for 5 years
    • 3% Lender Fee, Free Valuation, Free Legals
    • HMO Personal Borrower
    • Remortgages
    • Landlord experience required
    • Standard rental stress of 125% at 5.00%

Subject to status and further lending criteria apply